How long do you have to sue after an injury in Indiana?

Last checked November 8, 2026

In Indiana you generally have 2 years from the date of your injury to file a lawsuit, under Ind. Code § 34-11-2-4(a). If a city, county or the state is responsible, the deadline can be much shorter: 180 days.

Calculate your deadline

Indiana injury deadlines at a glance

SituationDeadlineLaw
Most injuries, including car accidents2 yearsInd. Code § 34-11-2-4(a)
Wrongful death2 yearsInd. Code § 34-23-1-1
Claim against the government (Political subdivisions)180 daysInd. Code § 34-13-3-8(a)
After the government claim270 daysInd. Code § 34-13-3-6(a)

What the law says

“must be commenced within two (2) years after the cause of action accrues.”

Ind. Code § 34-11-2-4(a)

“within one hundred eighty (180) days after the loss occurs.”

Ind. Code § 34-13-3-8(a)

When does the clock start?

Usually on the day you were hurt. In Indiana, Ind. Code § 34-11-2-4(a) sets the period. If an injury was discovered later, or the injured person is a minor, the date can change. Confirm it with a lawyer.

What does not stop the clock

Talking to an adjuster, having an open insurance claim or still being in treatment usually does not stop the deadline to sue. Filing the lawsuit on time or reaching a settlement does.

What happens if you miss it?

Usually the court dismisses the case and you lose the right to be paid, even if your claim is strong. That is why it helps to talk to a lawyer well before the date.

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Other states with the same deadline

Sources

  1. Ind. Code § 34-11-2-4(a), Official text, 2026-11-08
  2. Ind. Code § 34-23-1-1, Official text, 2026-11-08
  3. Ind. Code § 34-13-3-8(a), Official text, 2026-11-08
  4. Ind. Code § 34-13-3-6(a), Official text, 2026-11-08

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