How long do you have to sue after an injury in Tennessee?
Last checked November 8, 2026
In Tennessee you generally have 1 year from the date of your injury to file a lawsuit, under Tenn. Code Ann. § 28-3-104(a)(1)(A). If a city, county or the state is responsible, the deadline can be much shorter: 12 months to sue.
Calculate your deadline
Your general deadline would be
This is a general estimate. Exceptions can change it. We do not need your details to show it.
Tennessee injury deadlines at a glance
| Situation | Deadline | Law |
|---|---|---|
| Most injuries, including car accidents | 1 year | Tenn. Code Ann. § 28-3-104(a)(1)(A) |
| Claim against the government (Local governmental entities) | 12 months to sue | Tenn. Code Ann. § 29-20-305(b) |
What the law says
“the following actions shall be commenced within one (1) year after the cause of action accrued: - (A) Actions for libel, injuries to the person”
Tenn. Code Ann. § 28-3-104(a)(1)(A)
“The action must be commenced within twelve (12) months after the cause of action arises.”
Tenn. Code Ann. § 29-20-305(b)
When does the clock start?
Usually on the day you were hurt. In Tennessee, Tenn. Code Ann. § 28-3-104(a)(1)(A) sets the period. If an injury was discovered later, or the injured person is a minor, the date can change. Confirm it with a lawyer.
What does not stop the clock
Talking to an adjuster, having an open insurance claim or still being in treatment usually does not stop the deadline to sue. Filing the lawsuit on time or reaching a settlement does.
What happens if you miss it?
Usually the court dismisses the case and you lose the right to be paid, even if your claim is strong. That is why it helps to talk to a lawyer well before the date.
Other states with the same deadline
Sources
- Tenn. Code Ann. § 28-3-104(a)(1)(A), Official text, 2026-11-08
- Tenn. Code Ann. § 29-20-305(b), Official text, 2026-11-08